

- 62 (Registered)
-
Level
- Intermediate
Learning Outcome
- Better understanding of the types of risks and the management of risks in a bank.
- Appreciate the different types of business structures and how their financing are structured.
- Understand the credit origination process and the procedures are taken to mitigate the credit risk. Common classifications on credit types and risk appetite.
- Understand how to conduct credit analysis of a business using standard tools.
- Appreciation of the standard financial statements used in business analysis; its effectiveness and limitations.
- Understand the common types of business financing and the main facility risks involved.
- Familiarisation with the documentation covenants and facility monitoring process.
- Overall view and appreciation of the entire credit process cycle.
Course Content
-
Downloadable Notes
-
Notes
-
-
Introduction
-
Introduction
-
-
Loan Monitoring
-
Loan Monitoring
-
-
Risk Management in a Bank
-
Risk Management in a Bank
-
-
Business Structures
-
Proprietorships, Partnerships, Companies
-
-
Normal Classification and Bank Practices
-
Normal Classification and Bank Practices
-
-
Credit Appetite of a Bank
-
Credit Appetite of a Bank
-
-
Credit Origination
-
Credit origination
-
-
Business Credit Analysis
-
Business Credit Analysis – Macro & Micro Forces
-
Analysis of Financial Statements
-
-
Ratio Analysis
-
Ratio Analysis
-
-
The Past Financial Statements and Future Projections
-
The Past Financial Statements and Future Projections
-
-
Types of Business Financing & Working Capital
-
Types of Business Financing & Working Capital
-
Capex Financing
-
Contract Financing
-
Bridging Finance
-
-
Credit Documentation
-
Credit Documentation and The Main Terms
-
-
Summative Assessment
-
Final Test
-