Fintech Credit: An Emerging New Alternative Asset Class



  • Refresher



  • 5 SIDC CPE points
  • 4 FIMM CPD points


ICF Competency Type / Title / Level

  • Functional – Technical / Digital Technology Application / Level 2


Learning Outcome

  • Identify and relate the changes in the financial industry caused by technological disruption
  • Identify the growth of Fintech credit and its impact on traditional banks
  • Identify and recognise the benefits and risks of Fintech credit to various stakeholders
  • Identify and recognise the use of Artificial Intelligence and Big Data in Fintech credit
  • Identify the factors contributing to the rapid rise of Fintech credit in China


Course Synopsis

The financial industry is going through a vibrant change with advancements in technology happening rapidly. One of the fastest moving changes is the growth of the Fintech credit industry.

Fintech credit offers an alternative funding source for businesses and consumers, besides improving access to credit for underserved segments. With a simple app and a tap, traditional banks find themselves stacked against Fintech credit disruptors gaining a strong footprint in the ever-growing lending business.

This course will touch on Fintech Credit as a new alternative asset class for investors to consider having it in their investment portfolio as a form of diversification.


Course Content

Total learning: 12 lessons / 6 quizzes Time: 60 minutes
  • Downloadable Notes  0/1

    • 1.1
  • The Changing Landscape in the Financial Industry  0/2

    • 2.1
    • Quiz2.1
  • Fintech Credit  0/6

    • 3.1
    • 3.2
    • 3.3
    • 3.4
    • 3.5
    • Quiz3.1
  • Artificial Intelligence (AI)  0/3

    • 4.1
    • 4.2
    • Quiz4.1
  • Big Data  0/3

    • 5.1
    • 5.2
    • Quiz5.1
  • The Rise of Fintech Credit in China  0/2

    • 6.1
    • Quiz6.1
  • Summative Assessment  0/1

    • Quiz7.1


James Chin

James Chin is an experienced and multi skilled trainer specialized in investments, global markets, talent and human capital management embracing Industry 4.0, sales mastery and motivation. Prior to this, he was a Director at CIMB Private Banking and CIMB Principal Asset Management. He was previously a licensed Capital Market Services Representative (CMSR) holder for fund management from the Securities Commission of Malaysia.  James has been in the financial industry since 1997 within consumer banking, asset management and private banking where he has gained extensive knowledge on the global economic environment and has been exposed to various financial and investment instruments during his tenure in CIMB, ABN Amro, OSK, Prudential and Hong Leong. He has been an investment speaker on the financial circuit in Malaysia since 2003 and has conducted numerous trainings over the years. He won the Public Speaking competition during CIMB Group’s 2013 Regional Trainers Convention in Bali. He is also a HRDF Certified Trainer. His area of expertise includes various investments such as equities, bonds, unit trust and structured products; technological disruption in the financial industry, change management, sales and sales management, building a motivated team and powerful presentation techniques. He obtained his Master of Business Administration (MBA) from Wawasan Open University and is also an Institute of Chartered Secretaries and Administrators (ICSA) graduate.


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  • 5 SIDC CPE points
  • 4 FIMM CPD points